Need an appraisal in Virginia Beach or Virginia Beach City County?

The top reasons VA homeowners need Smith & Company Realtors:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge Virginia Beach City county's assessment of your propertyworth
Remove PMI to reduce your mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in VA by determining the true market value of real estate in question

Do you own a home in or near Virginia Beach? Do you need help deciding the value of your real estate?
Contact Smith & Company Realtors.

We at Smith & Company Realtors understand the individual needs of a consumer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Smith & Company Realtors, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are experienced in helping consumers just like you remove unwanted PMI insurance.

Challenging Virginia Beach City county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's declining or not appreciating as much as other houses close to yours. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An expert appraisal from Smith & Company Realtors is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. Smith & Company Realtors can provide you with a professional appraisal to help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Smith & Company Realtors offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.